Feeling overwhelmed by debt? Worried about losing your home or other valuable assets? It's time for a fresh start...take control of your financial future today.
Your Story
Maybe it was a job loss, unexpected medical bills, divorce, or a temporary setback that spiraled into something bigger. Now, you’re behind on payments, creditors are calling, and the fear of losing your home or car keeps you up at night.
If you're reading this, you might be feeling overwhelmed, anxious, or unsure of what comes next. You’re not alone and you’re not out of options.
Chapter 13 bankruptcy exists for people like you. It’s not about failure; it’s about creating a realistic plan to move forward and giving yourself the breathing room to rebuild.
What Is Chapter 13 Bankruptcy?
Chapter 13 Bankruptcy is often called a “wage earner’s plan.” It allows individuals with regular income to develop a structured repayment plan, usually over 3 to 5 years, to catch up on debts like:
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Mortgage or car loan arrears
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Credit card balances
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Medical bills
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Personal loans
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Back taxes or missed child support
One of the most powerful aspects of Chapter 13 is that it can stop foreclosure and repossession, giving you time to get caught up and keep what matters most.
Is Chapter 13 Bankruptcy Right for You?
Chapter 13 might be the right path if:
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You have a steady income but need time to catch up.
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You're behind on your mortgage or car loan and want to keep your property.
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You don’t qualify for Chapter 7 because your income is too high.
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You’ve previously filed Chapter 7 and need debt relief again.
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You want to stop interest from piling up on tax or child support debt.
Life After Chapter 13 Bankruptcy: A Path Toward Stability
Yes, filing bankruptcy affects your credit, but it’s also a powerful step toward regaining control. Under Chapter 13, you’ll have a clear plan and legal protection from creditors. No more surprise calls or fear of wage garnishment.
You’ll get to breathe again, rebuild your credit over time, and make progress month by month.
Your Story Isn’t Over
Filing for Chapter 13 Bankruptcy isn't giving up; it’s taking action. It’s about protecting your future, your family, and your peace of mind.
You deserve relief.
You deserve stability.
You deserve a second chance.
Let this be the chapter where things start to turn around.
Our Story
At Castellan Law Group, APC, we’ve sat across the table from hundreds of good, hardworking people who found themselves trapped in a financial situation they never saw coming. We’ve listened to the stories: job losses, medical emergencies, divorces, the rising cost of living and we've seen the emotional toll it takes.
You’re Not Just a Case Number
When you work with us, you're not just another file on a desk. You're a person with a story worth fighting for. We tailor every strategy to fit your unique circumstances and goals. And we make sure you fully understand what’s happening, every step of the way.
Life After Bankruptcy: We've Seen the Comebacks
One of the best parts of our job? Seeing former clients thrive. They rebuild credit, buy homes, start businesses, and sleep soundly again. We don’t just help erase debt, we help rebuild confidence and peace of mind. It’s not just about money. It’s about your future.
Facing Chapter 13 bankruptcy? Castellan offers compassionate, expert support every step of the way.
Let’s Start
Your Next
Chapter Together
Castellan Law Group, APC
1100 W La Habra Blvd.
La Habra, CA 90631
For bankruptcy inquiries: jperalta@castellanlaw.com
Tel: (626) 662-0286
We help people file bankruptcy petitions to obtain relief under the bankruptcy code.